Can You Get a Mortgage If You Are Self-Employed?
Learn how lenders assess self-employed income, what documents you may need and how Sturdy Edwards can help you find a suitable mortgage.
Financial Advice Insights and Guides
About the Sturdy Edwards Financial Advice Blog
Read practical articles covering investments, pensions, retirement planning, mortgages and financial protection.
Our advisers explain financial topics in clear language, helping you understand important considerations and the questions you may wish to ask before making a decision.
The articles provide general information rather than personal financial advice. If you would like guidance based on your own circumstances, please contact our team or call 01342 313733.
Financial Advice Articles
Can You Carry Forward Unused Pension Allowance?
Learn how pension carry forward works, when unused allowance can be used and what to check before making a larger pension contribution.
Pension Planning for the Self-Employed: A Practical Guide
Understand pension options for sole traders and company directors, including flexible contributions, tax relief and retirement planning.
How Much Life Assurance Do You Need?
Learn how mortgages, income, childcare, debts and existing provision can influence the amount and term of life assurance a family may need.
ISA vs General Investment Account: Which Is Right for You?
Compare Stocks and Shares ISAs and General Investment Accounts, including allowances, tax treatment, access and investment considerations.
Using Gifted Deposits for a House Purchase
Learn how gifted deposits work, what lenders and conveyancers may require and why the difference between a gift and a family loan matters.
Information, Not Personal Financial Advice
Our articles are provided for general information and do not constitute a personal recommendation. The appropriate course of action will depend on your circumstances, objectives and attitude to risk.
The value of investments and pensions can fall as well as rise, and you may receive back less than you invested. Tax and pension rules can change, and their effect will depend on individual circumstances.
If you would like advice about a decision discussed in one of our articles, please explore our financial advice services or contact our team.
We help clients to arrange mortgages, give independent investment guidance on ISAs
Please contact us to find out how we can help.