How Much Do You Need to Retire Comfortably in the UK?
Understand how spending, retirement age, pensions, savings and other income affect the amount you may need in retirement.
Financial Advice Insights and Guides
About the Sturdy Edwards Financial Advice Blog
Read practical articles covering investments, pensions, retirement planning, mortgages and financial protection.
Our advisers explain financial topics in clear language, helping you understand important considerations and the questions you may wish to ask before making a decision.
The articles provide general information rather than personal financial advice. If you would like guidance based on your own circumstances, please contact our team or call 01342 313733.
Financial Advice Articles
How Much Deposit Do You Really Need for a Mortgage?
Learn how deposit size can affect mortgage eligibility, loan-to-value, rates and affordability when buying a home.
Stocks or Bonds in Your Portfolio: How to Find the Right Balance
Understand how shares and bonds differ and how objectives, timescale and risk can influence an investment portfolio.
Should You Hold Property?
Consider income, costs, liquidity, diversification and risk when deciding how property may fit within a wider financial plan.
Evaluating ESG / Sustainable Funds: What to Look For
Compare sustainable funds by examining FCA labels, holdings, objectives, investment approach, risks and charges.
Mortgages for Buy-to-Let: What Landlords Need to Watch For
Understand deposits, rental affordability assessments, fees, tax considerations and the risks associated with buy-to-let borrowing.
Information, Not Personal Financial Advice
Our articles are provided for general information and do not constitute a personal recommendation. The appropriate course of action will depend on your circumstances, objectives and attitude to risk.
The value of investments and pensions can fall as well as rise, and you may receive back less than you invested. Tax and pension rules can change, and their effect will depend on individual circumstances.
If you would like advice about a decision discussed in one of our articles, please explore our financial advice services or contact our team.
We help clients to arrange mortgages, give independent investment guidance on ISAs
Please contact us to find out how we can help.